Introducing Rhino.fi 2025: Unifying Stablecoin Liquidity

Crypto’s future isn’t speculation, it’s infrastructure, capable of reshaping how billions access, store, and move value. The future IS stablecoins. And at Rhino.fi, our mission is to build the stablecoin infrastructure layer that powers real-world financial adoption at global scale. 

2024 was a transformative year. We emerged as one of DeFi’s leading bridges, onboarding over 2 million users and processing $4 billion in stablecoin volume. But as crypto shifts from speculative DeFi into real-world fintech and regulated finance, we see an opportunity.

Today, we’re announcing our refreshed brand and pivot towards becoming the stablecoin interoperability layer for fintech and payments entry into Web3.

Rhino.fi in 2024: Proven Infrastructure at Scale

In 2024, Rhino.fi established ourselves as an essential gateway between fragmented blockchains and stablecoins:

• $5.5 billion+ bridged volume across 30+ chains.

• 2 million+ users onboarded, positioning us among the leading DeFi bridges.

• Achieved product-market fit powering stablecoin transfers, notably USDT and USDC, across chains at lightning-fast speeds.

Our success validated one core belief: robust, reliable infrastructure is the key to unlocking crypto’s everyday adoption.

How do we do it? Our Internal Solver and pre-funded liquidity network

Rhino.fi isn’t just another DeFi company connecting fragmented liquidity, we’ve built a stablecoin infrastructure layer specifically tailored for reliable, scalable, and enterprise-grade performance.

Our unique advantage today is our internal solver and pre-funded liquidity network, already powering stablecoin bridging and swaps. Unlike typical DeFi solutions relying solely on external liquidity pools, our internal liquidity ensures predictable, stable pricing for USDC/USDT swaps and cross-chain bridging right now.

This means we offer:

• Guaranteed Stablecoin Pricing: Eliminating slippage and uncertainty around swaps and transfers.

• Single-KYB onboarding: Significantly reducing compliance burdens from day one.

• Instant Aggregated Liquidity: Access liquidity across 35+ chains via a single API, with near-instant execution.
  
  

Rhino.fi’s solver-driven approach provides minimal slippage, predictable pricing, and immediate settlement, all core benefits for businesses needing reliable infrastructure at scale.

Where We’re Headed: The Next Wave of Stablecoin Adoption

We believe stablecoins will underpin global payments, much like how Visa, Mastercard, SWIFT, and SEPA shaped traditional finance. Dominated by USDT and USDC (~90% market share), their usage is largely confined to trading and store-of-value use cases. Yet, stablecoin liquidity is entering a period of dramatic change and fragmentation:

• Stablecoin market projected to grow by 50% in 2025, fueled by cross-border payments and global financial integration.

• Regulation-driven stablecoins: Legislation like MiCA (Europe)  and the STABLES Act (USA) require stablecoins to be jurisdiction-specific, dramatically increasing complexity for cross-border fintech.

• Localized stablecoins: As digital payments accelerate, stablecoins pegged to local currencies will gain momentum, boosting on/off-ramp efficiency and adoption in emerging markets.

• Yield-bearing stablecoins: Users increasingly expect stablecoins that automatically generate yield, potentially overtaking conventional stablecoins as liquidity friction declines. Protocols like Ethena and Sky saw rapid adoption in 2024, highlighting strong market demand.

The stablecoin landscape will become more diverse, regulated, and yield-oriented - evolving from simplicity toward complexity, creating huge challenges for companies not specialized in blockchain infrastructure.

Rhino.fi’s Infrastructure Thesis: Stablecoins as a Global Liquidity Layer

The stablecoin fragmentation we’re witnessing isn’t a problem, it’s Rhino.fi’s core opportunity. Financial applications, fintechs and appchains need seamless stablecoin interoperability across:

• Multiple blockchains: Ethereum, Solana, Tron, BSC, TON, and specialized appchains such as those powering perpetual exchanges (e.g., Hyperliquid)

• Multiple stablecoins: Regulated, localized, and yield-bearing tokens.

• Multiple interoperability standards: LayerZero, CCTP, Wormhole.

Rather than each fintech or appchain building costly, bespoke bridges, Rhino.fi will become their universal liquidity backbone. By unifying global stablecoin liquidity, we simplify complexity for builders across fintechs and DeFi.

Our role is simple: abstract away the complexity, providing reliable, scalable stablecoin liquidity at global scale.

Rhino.fi’s Product Roadmap: Building the Stablecoin Liquidity Layer

Q1&2 2025: Expanding B2B Liquidity Infrastructure

Rhino.fi’s priority for the first half of the year has been extending our platform for appchains and payments service providers (P2P, Remittances, Cross-border, Payment Orchestration, B2B payments, On/Off-ramps). 

We’ve built Bridge+, a full toolkit specifically for stablecoin interoperability, automating stablecoin routing directly into yield vaults, payment contracts, and custodial wallets, enabling seamless user experiences and increasing capital efficiency:

• Stablecoin API & SDKs: We’ve launched our SDK, enabling cross-chain stablecoin flows - bridge, swap, and deposit - across all major blockchains with fewer than 20 lines of code. Save hundreds of developer hours and drastically reduce time-to-market with plug-and-play SDKs and simple, scalable API integrations.

• Smart Deposits: Enriched our API to offer with a reusable deposit address that automatically routes funds programmatically to your preferred blockchain, custodial wallet, or payment contract. Ideal for fiat integrations, off-ramp solutions, CEX-to-chain deposits, and seamless user experiences.

• Instant Stablecoin swaps: Maximised our internal solver liquidity to offer low-slippage swaps between major stablecoins (USDT, USDC etc), with guaranteed pricing.

• Built-in KYT and single-KYB compliance to our APIs: Simplifying regulatory requirements for fintechs and appchains, ensuring stablecoin usage aligns with evolving global standards.

• Bespoke Appchain integrations: Expanded our API and enterprise support to seamlessly integrate stablecoin liquidity into perps DEXs, gaming chains, and industry specific appchains, enabling specialized chains to instantly tap into deep cross-chain liquidity.

• Bridge and Swap (Any Token, Any Chain): Launched frictionless bridging and swapping capabilities that let users move seamlessly between any token on Chain A and any token on Chain B, including native assets like ETH, SOL, TON, TRX, and more. Ideal for widget integrations, onramps, and native cross-chain flows, this upgrade ensures effortless access to liquidity wherever your users need it.

• Onboarding Global payment providers: Targeted integration with payment platforms in Africa, LATAM, and APAC, supporting regulated stablecoins and compliant liquidity access.
  
  

Bridge+ isn’t just an interoperability layer—it’s your all-in-one solution, designed to handle the complexity of stablecoins, chains, and integrations so your team doesn’t have to.

Q3 & Q4 2025: Localisation and Yield-Optimised Infrastructure

The upcoming regulatory landscape (MiCA, STABLES Act) offers Rhino.fi a unique opportunity for further product development in 2025:

• Localized stablecoin liquidity pools: Providing plug-and-play liquidity for regulated stablecoins like EURC, USDr, and region-specific currencies.

Additionally, as yield-bearing stablecoins gain popularity, Rhino.fi’s infrastructure will ensure teams benefit from automated yield optimization:

• Yield routing & aggregation: Stablecoin liquidity automatically flows to highest yield pools and protocols.

• Partnership integrations: Deepening our relationships with perps DEXs, yield protocols, and appchains to maximize returns on stablecoin liquidity.

  
  

Crypto is moving Beyond DeFi: Real-World Adoption

In 2024, stablecoins processed over $27.1T in volume, more than Visa and Mastercard combined. They saw a 207.7% YoY increase in transaction value. Global cross-border payments volumes are projected to exceed $156 trillion by 2030, presenting an immense stablecoin adoption opportunity.

Stablecoins are already reshaping global finance. Whether you're a fintech, payments company, appchain team or blockchain developer - Rhino.fi simplifies stablecoins so you can focus on building your product. 

Stablecoin adoption is inevitable. Fragmentation is temporary. Rhino.fi is the solution.

And we’re just getting started.

Key Milestones for 2025:

• Surpass $10 billion bridged stablecoin volume.

• Onboard 50+ clients globally.

• Establish compliance-ready liquidity across all regulated stablecoin markets (EURC, USDr, PYUSD).

• Extend interoperability to 40+ blockchains and hundreds of tokens.
  
  

Payments, DeFi, or appchain builder? Partner with Rhino.fi today.