The stablecoin payments

specialists for complex,

business critical flows.

The stablecoin payments

specialists for complex,

business
critical flows.

Accept deposits from any chain. Settle them predictably and activate into trading, vault or card-ready balances. All through one full-service API.

Trusted by fast-growing businesses worldwide

Blockradarether.fiKaiaStarknetTetherZircuit

Proven in production.

Billions in volume settled across 30+ chains. Deterministic, screened, and ready in seconds.

$15B

in stablecoin volume settled across 30+ chains

<10s

Stablecoin activation time

$10M

Largest single transaction settled

88%

Reduction in time for new user deposit

100%

KYT-screened, checks on every deposit

+99.99%

Transaction success rate across chains

One product. Modular by design.

One full-service API for the whole stablecoin lifecycle, deposit, accept, activate, and move out. Switch on each capability as you need it.

Deposit

Accept

Activate

Payouts

request POST /smart-deposit-addresses
curl --request POST \
  --url https://api.rhino.fi/sda/deposit-addresses \
  --header 'content-type: application/json'
  --data {
    "depositChains": ["TRON", "BASE"],
    "asset": "USDT",
    "destination": "card_balance"
  }
Deposit FundsSelect your network, asset, and amount
NetworkTron
AssetUSDT
Amount500USDT
Settles as500 USDT
Get deposit address
Smart Deposit Address0x7F...84eB
quote + settle
event: "checkout.quote.locked"
payer_chain: "BASE"
payer_asset: "USDC"
merchant_receives: "USDT"
settlement_status: "ready"
Acme Checkout$135.00
Stablecoin paymentCustomer pays from Base
USDCUSDTDAI
Pay with stablecoins
Settled135 USDT
post-bridge action
onSettlement: {
  action: "deposit_to_vault",
  vault: "yield_usdt",
  fallback: "card_balance"
}
Activate funds
Deposit received10,000 USDT settled
Yield vaultRouting to vault strategy
Balance readyCard-ready on arrival
activatedYield Vaultearning 8.4%
withdrawal route
destination: "TRON"
asset: "USDT"
amount: "250.00"
policy: "fastest_finality"
eta_seconds: "8"
Withdrawal sentDelivered to recipient wallet

Amount250 USDT

DestinationTRON

Completed<10s

Done
Route complete

Accept deposits from any chain

Fund from any chain

Cardholders top up from the chain and token they already hold, no swaps, no wrapped assets.

Settled and ready to spend

Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.

One integration

A single API covers 30+ chains and every major stablecoin, USDT, USDC, EURC and other non-USD currencies, plus assets like ETH.

request POST /smart-deposit-addresses
curl --request POST \
  --url https://api.rhino.fi/sda/deposit-addresses \
  --header 'content-type: application/json'
  --data {
    "depositChains": ["TRON", "BASE"],
    "asset": "USDT",
    "destination": "card_balance"
  }
Deposit FundsSelect your network, asset, and amount
NetworkTron
AssetUSDT
Amount500USDT
Settles as500 USDT
Get deposit address
Smart Deposit Address0x7F...84eB
quote + settle
event: "checkout.quote.locked"
payer_chain: "BASE"
payer_asset: "USDC"
merchant_receives: "USDT"
settlement_status: "ready"
Acme Checkout$135.00
Stablecoin paymentCustomer pays from Base
USDCUSDTDAI
Pay with stablecoins
Settled135 USDT
post-bridge action
onSettlement: {
  action: "deposit_to_vault",
  vault: "yield_usdt",
  fallback: "card_balance"
}
Activate funds
Deposit received10,000 USDT settled
Yield vaultRouting to vault strategy
Balance readyCard-ready on arrival
activatedYield Vaultearning 8.4%
withdrawal route
destination: "TRON"
asset: "USDT"
amount: "250.00"
policy: "fastest_finality"
eta_seconds: "8"
Withdrawal sentDelivered to recipient wallet

Amount250 USDT

DestinationTRON

Completed<10s

Done
Route complete

Accept deposits from any chain

Fund from any chain
Cardholders top up from the chain and token they already hold, no swaps, no wrapped assets.
Settled and ready to spend
Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.
One integration
A single API covers 30+ chains and every major stablecoin, USDT, USDC, EURC and other non-USD currencies, plus assets like ETH.

For businesses that need precision,

where every transfer settles exactly as quoted

Deterministic flows

The amount you quote is the amount that settles. Same route, same outcome, every transfer.

Settles in under 10 seconds, every route, every time

Exact amount lands, every time

Predictable settlement, every route

No slippage, no surprise fees

Same outcome you simulated

Compliance & risk screening

Every transfer is screened before it settles: 100% KYT, plus AML, sanctions, and Travel Rule.

100% KYT on every transaction

AML & sanctions screening

Travel Rule compliance

Screened before funds settle

Uptime, monitoring & support

A 99.99% uptime SLA with 24/7 monitoring and a dedicated team. One SLA across the entire stack.

24/7 real-time monitoring

Dedicated support team

One SLA across the entire stack

For businesses that need precision,

where every transfer settles exactly as quoted

Deterministic flows

The amount you quote is the amount that settles. Same route, same outcome, every transfer.

Settles in under 10 seconds, every route, every time
Exact amount lands, every time
Predictable settlement, every route
No slippage, no surprise fees
Same outcome you simulated

Compliance & risk screening

Every transfer is screened before it settles: 100% KYT, plus AML, sanctions, and Travel Rule.

100% KYT on every transaction
AML & sanctions screening
Travel Rule compliance
Screened before funds settle

Uptime, monitoring & support

A 99.99% uptime SLA with 24/7 monitoring and a dedicated team. One SLA across the entire stack.

24/7 real-time monitoring
Dedicated support team
One SLA across the entire stack

End-to-end control. No third party reliance.

Rhino is vertically integrated, with no third-party dependencies. Proprietary liquidity settles every transaction, so you control the whole flow, from fees to speed, without the unpredictability of aggregators.

curl -X POST
  api.rhino.fi/sda
  "depositChains"
  "destinationChain":
   "POLYGON"
Post-Bridge Actions
Smart Deposit Address
NEOBANK $2,450.00 Available balance Add funds

Native liquidity

Zero third-party vendors

We're a native liquidity provider, not an aggregator. You work directly with us. This gives you more control, more flexibility, and one accountable partner.

Native liquidity, never an aggregator

No third-party dependencies

One accountable partner

When a deposit settles
If Amount $1,000
Apply fee 0.25%
Route to your revenue wallet

Programmable fees

Advanced fee management

Set, sponsor, or take a margin on any flow, by amount, asset, or route. Monetise the embedded experience on your own terms, configured from the Console.

Set, sponsor or take a margin

Rules by amount, asset or route

Configured from the Console

24/7

Always on

24/7 support

A dedicated team on call around the clock. Real humans, fast response, one accountable partner across the whole stack.

Named account team

Avg first response under 15 min

Dedicated Slack channel

USDCUSDC EURCEURC
1 USDC ≈ 0.92 EURC · live rate
USDT USDC EURC USDe PYUSD + more

Live rates

On-chain FX

Convert between stablecoins and tokens on-chain at live rates with multi-currency settlement without leaving the platform or routing through a third party.

Stablecoin and token swaps

Live on-chain rates

No third-party routing

Plug in to unlock all chains and tokens.

One integration. Every chain we support, settled to a single balance.

Ethereum
Arbitrum
Base
Optimism
Polygon
BNB Chain
Solana
Tron
Avalanche
zkSync
Starknet
Ton
Linea
Scroll
Celo
Mantle
Kaia
Plasma
Ethereum
Arbitrum
Base
Optimism
Polygon
BNB Chain
Solana
Tron
Avalanche
zkSync
Starknet
Ton
Linea
Scroll
Celo
Mantle
Kaia
Plasma
USDT
USDC
PYUSD
DAI
USDG
USDe
USDS
USD1
USAT
EURC
EURCV
ETH
WBTC
SOL
BNB
TRX
SENT
USDT
USDC
PYUSD
DAI
USDG
USDe
USDS
USD1
USAT
EURC
EURCV
ETH
WBTC
SOL
BNB
TRX
SENT

Plug in to unlock all chains and tokens.

One integration. Every chain we support, settled to a single balance.

Ethereum
Arbitrum
Base
Optimism
Polygon
BNB Chain
Solana
Tron
Avalanche
zkSync
Starknet
Ton
Linea
Scroll
Celo
Mantle
Kaia
Plasma
Ethereum
Arbitrum
Base
Optimism
Polygon
BNB Chain
Solana
Tron
Avalanche
zkSync
Starknet
Ton
Linea
Scroll
Celo
Mantle
Kaia
Plasma
USDT
USDC
PYUSD
DAI
USDG
USDe
USDS
USD1
USAT
EURC
EURCV
ETH
WBTC
SOL
BNB
TRX
SENT
USDT
USDC
PYUSD
DAI
USDG
USDe
USDS
USD1
USAT
EURC
EURCV
ETH
WBTC
SOL
BNB
TRX
SENT

Built around how you move money

Neobanks & Card issuers

Remittances

Merchant & Retail payments

Embedded wallets

Payment service providers

Banking-as-a-Service

Acme
Base
Deposit receivedBase · USDT · now
+$640.00
Total balance
$1,949.04
Virtual card
•••• 2312$1,337.19
Cashback rewardCard · yesterday
+$1.42

Fund from any chain

Cardholders top up from the chain and token they already hold, no swaps, no wrapped assets.

Settled and ready to spend

Funds land activated on a single balance, so users never get dropped into a bridge mid-onboarding.

One integration

A single Smart Deposit Address API covers every chain and token you support.

POWERING NEOBANKS & CARD ISSUERS

Wirex
Karta
KettlePay
Plasma One

Collect from any chain

Receive funds from senders on the chain and token they already hold, no on-chain complexity to build.

Convert across chains

Route and normalise between stablecoins automatically, at par, through a single API.

Pay out in seconds

Deliver to recipients fast, with predictable timing and low, transparent fees.

POWERING CROSS-BORDER MONEY PRODUCTS

Hurupay
Trace Finance
Africhange
CPAY

Accept from any chain

Customers pay with the stablecoin and chain they already hold, lifting checkout conversion.

Settle instantly

Funds clear to the asset you hold with instant settlement, no failed or pending payments.

One checkout, every chain

A single integration covers 30+ chains and every stablecoin you want to accept.

POWERING MERCHANT & RETAIL PAYMENTS

KettlePay
Wirex Pay
Karta

Fund from any chain

Users top up in-app wallets from any chain through a single Smart Deposit Address.

No bridge friction

Funds arrive without swaps, wrapped assets, or UX complexity for the end user.

Instant activation

Balances are ready to use the moment funds land, no mid-onboarding dead ends.

POWERING EMBEDDED WALLETS

Trustee

Accept from any chain

Collect stablecoin payments in whatever chain and token the payer already holds, no swaps on their side.

Settled to one float

Every payment lands on a single balance in your settlement currency, ready to reconcile and pay out.

One integration, every merchant

A single Smart Deposit Address API covers every chain and token across your whole merchant book.

POWERING PAYMENT SERVICE PROVIDERS (PSP)

Trace Finance

Spin up accounts instantly

Issue a deposit address per end-user that accepts any chain and token, no per-chain wallet sprawl.

Funds land activated

Balances settle to a single currency, ready to spend, hold, or move on, with no bridge step.

Screened by default

KYT, AML, sanctions, and Travel Rule run on every flow before funds settle, built in.

POWERING BANKING-AS-A-SERVICE (BAAS) PLATFORMS

Plasma One
Hurupay

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Trusted by global teams

From exchanges to issuers to payment apps, here's what teams building on Rhino say.

Decades of experience behind every integration

Get to know the people behind Rhino.fi, a team with decades of combined experience across finance and technology, including more than 20 years spent building crypto infrastructure alone.

The Rhino.fi team together at a company gathering

Launch with an API.
Scale with a partner.